Partners CL Group:  
 
José Miguel Cruz, CL Group Partner, with a Ph.D. in Economic Engineering (EES) and Masters Degree in Economics from Stanford University (1996) and a Masters Degree in Industrial Engineering from Universidad de Chile (1987). Expert on Basel II issues. Professor of finance, risk management, project evaluation and economy. Pre-graduate MBA and Diploma program courses, Universidad de Chile.

Has ample experience in the field of consulting on credit and financial risk issues; has worked with numerous banks in designing, developing and implementing projects connected to credit and financial risk management, from the diagnostic stage, to design, development and implementation stages. He has been a pioneer in Chile in the development of models based on Basil II.

Has been a consultant for the World Bank involved in various projects connected to development of financial risk models and their application in Latin America. He worked at Infinity Consulting Services Group.

Specialties: developing investment, treasury management and financial risk infrastructures. Training clients in credit risk issues (Basel II) and derivative products, designing control policies and reports, constructing risk measures and establishing systems infrastructure. Developing capital cost and optimum capital structure studies.

 
 
Our Team

Cristián Urbina Mella, Licenciado en Ciencias de la Ingeniería.
Mención Industrial, Universidad de Chile.

Ingeniero Civil Industrial.
Universidad de Chile.

Gabriela Covarrubias Mondaca, Licenciada en Ciencias de la Ingeniería.
Mención Industrial, Universidad de Chile.

Ingeniera Civil Industrial.
Universidad de Chile.

Paz Obrecht Ihl, Licenciada en Ciencias de la Ingeniería.
Mención Industrial Universidad de Chile.

Ingeniera Civil Industrial.
Universidad de Chile.

Magíster en Gestión de Operaciones.
Universidad de Chile.


 
 
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